Manulife Philippines has developed a variety of innovative individual products to address the varied financial protection needs of its customers.
Fund Accumulation and / or Protection Coverage
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Seasons is a participating whole life insurance product that provides substantial benefits and returns for most of one's lifetime. Its key features include among others: guaranteed coverage up to age 85; guaranteed cash benefit payout options, and a guaranteed lump sum cash benefit which will be available at age 85.
Freedom is a participating endowment product that provides a variety of guaranteed cash benefits over a 20-year period or up to the age of 65. These are made possible through the guaranteed cash payout and guaranteed maturity benefit design features of the product. |
| YRT and ReACT5 are term insurance plans which provide fixed term protection coverage for one (1) year and five (5) years, respectively. These plans are very flexible due to the renewability and convertibility features. |
Medical Protection
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Adam and Eve are gender-specific participating whole life products that accumulate cash values and earn dividends with coverage up to age 85. These are comprehensive plans with the following core benefits: guaranteed life insurance protection; guaranteed major disease benefits; guaranteed accident coverage, and guaranteed premium waiver protection features. |
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CriticalCare is a critical illness insurance that provides a lump sum benefit payment in the event that the insured person is diagnosed to have a critical illness condition. It is a comprehensive medical protection policy with the following core features: Guaranteed accelerated critical illness benefit; Guaranteed invasive surgical treatment benefit; Guaranteed gender-specific illness benefit; Guaranteed 50% return of premium living benefit, and Guaranteed life insurance protection. |
Savings and / or Investments
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Affluence Builder is a regular pay variable life insurance product that offers you the opportunity to earn market yield rates on a range of investment fund options, while providing ample insurance protection. |
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Affluence & Affluence Max are single pay variable life products with several investment options to match the investment requirements of the policyholder. These products allow policy owners the flexibility to invest in any one or combination of separate investment funds through a single premium and later, opt to switch investments partially or entirely from one fund to another. |
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For Education and / or Retirement |
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New Minds is a participating juvenile anticipated endowment product that offers cash payouts for a child's high school or college education expenses. |
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Freedom is a participating endowment product that provides a variety of guaranteed cash benefits over a 20-year period or up to the age of 65. These are made possible through the guaranteed cash payout and guaranteed maturity benefit design features of the product.
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