Manulife Philippines has developed a variety of innovative individual products to address the varied financial protection needs of its customers.
Fund Accumulation and / or Protection Coverage
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Seasons is a participating whole life insurance product that provides substantial benefits and returns for most of one's lifetime. Its key features include among others: guaranteed coverage up to age 85; guaranteed cash benefit payout options, and a guaranteed lump sum cash benefit which will be available at age 85.
Freedom is a participating endowment product that provides a variety of guaranteed cash benefits over a 20-year period or up to the age of 65. These are made possible through the guaranteed cash payout and guaranteed maturity benefit design features of the product. |
| YRT and ReACT5 are term insurance plans which provide fixed term protection coverage for one (1) year and five (5) years, respectively. These plans are very flexible due to the renewability and convertibility features. |
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FirstProtect is an affordable insurance product loaded with additional benefits. It guarantees the insured life and accident protection for 10 years. At the end of the
10-year period, the insured is entitiled to a maturity benefit . The product is packaged with Accidental Death Benefit and Payor's Benefit (PB) or Total Disabitlity Waiver (TDW).
FirstProtect Plus is a 10-year insurance product with maturity benefit. It offers maximum protection at an affordable price. It's also loaded with benefits to guarantee the insured with complete life and accident protection benefits. |
Medical Protection
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Adam and Eve are gender-specific participating whole life products that accumulate cash values and earn dividends with coverage up to age 85. These are comprehensive plans with the following core benefits: guaranteed life insurance protection; guaranteed major disease benefits; guaranteed accident coverage, and guaranteed premium waiver protection features. |
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CriticalCare is a critical illness insurance that provides a lump sum benefit payment in the event that the insured person is diagnosed to have a critical illness condition. It is a comprehensive medical protection policy with the following core features: Guaranteed accelerated critical illness benefit; Guaranteed invasive surgical treatment benefit; Guaranteed gender-specific illness benefit; Guaranteed 50% return of premium living benefit, and Guaranteed life insurance protection. |
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HealthPlus is a lifetime comprehensive health insurance product that helps defray your hospitalization-related expenses such as room & board, medications, lab tests, surgical and other expenses related to hospital confinement.
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Savings and / or Investments
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Affluence Builder is a regular pay variable life insurance product that offers you the opportunity to earn market yield rates on a range of investment fund options, while providing ample insurance protection. |
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Affluence Gold is an affordable single-pay investment product designed to provide potntial optimum return and insurance protection. It allows policy owners the flexibility to invest in any one or combination of separate investment funds through a single premium and later, opt to switch investments partially or entirely from one fund to another. |
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Affluence Max Gold is a single pay variable life product that is designed to give you the best possible returns on both your investment and built-in insurance protection coverage. It has zero entry free that optimize the potential earnings of your invetment. |
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For Education and / or Retirement |
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Smart Minds is a peso participating anticipated endowment plan designed for children's education needs through a comprehensive Total Education Benefit (TEB) package. It also has protection benefits and contingent fund in case of the Payor's death or disability. |
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Freedom is a participating endowment product that provides a variety of guaranteed cash benefits over a 20-year period or up to the age of 65. These are made possible through the guaranteed cash payout and guaranteed maturity benefit design features of the product.
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Pension
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Plan Right is a participating savings plan that pays a guaranteed maturity value on the maturity date regardless of whether the planholder is living or not. It is designed to allow flexibility in meeting the planholder's varied savings purposes.
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