How much college tuition will cost

When is your child’s birth month and year?

Where do you want your child to study?

UP Diliman

*Calculations are based on the estimated average of the university's current tuition fee then adds 10% for each year. Historically, tuiton fee increase is around 8-10% yearly.

Projected Tuition Fee for 4 years

Php 3,587,345


Source: FindUniversity.ph

For your child from 2035-2038

*Calculations are based on the estimated average of the university's current tuition fee then adds 10% for each year. Historically, tuiton fee increase is around 8-10% yearly.

How it works

Watch this 1-minute tutorial video to get a quick view of the GradMaker 3-step process.

Watch How

The Future is Now

The longer you stay invested, the closer you get to securing your child's college fund. Invest early and give your investment more time to grow.

Start now for as low as
PHP 10,000

GradMaker vs
Savings Account

Compared to a regular bank savings account, GradMaker gives a higher potential yield.

* Projection only; this is NOT GUARANTEED and will depend on actual fund performance.

Your money in a savings account currently can earn a guaranteed interest rate of 0.2% annually.

You can contact your bank for the actual interest rate.

up to

*8%

Investing with

GradMaker

VS

*0.2%

Savings in a

Bank

* Projection only; this is NOT GUARANTEED and will depend on actual fund performance.

Your money in a savings account currently can earn a guaranteed interest rate of 0.2% annually.

You can contact your bank for the actual interest rate.

Questions?
We're here to help.

  • Can I buy a GradMaker Policy?

    You can buy a policy if you:

    • are a Filipino citizen and resident,
    • are between 18 to 50 years old*,
    • have a Philippine business or work address

    • *Your age is based on your most recent birthday. If you are 50 years and 60 days old, you are still qualified to purchase a GradMaker policy until before you turn 51.

    If you are:

    • a dual citizen,
    • considered a Politically Exposed Person, or
    • have a Beneficial Owner

    • We are sorry we cannot accept your application at this time, but we will look for ways in the future. However, we have another education related product that you may want to consider. You may check it out here https://www.manulife.com.ph/EducationBuilder

  • Do I need to have a child to purchase a GradMaker Policy?

    No, you do not need to have a child to purchase a GradMaker policy.

  • I’m pregnant. Can I buy a GradMaker policy now?

    You do not have to wait until your child is born. Just indicate your child is 0 years old. This will allow you to proceed to the tuition fee calculator and begin the process. You may designate your spouse, parents, grandparents or siblings as your beneficiary for the mean time. You have the option to appoint your child as your beneficiary later on.

    Your Beneficiary is the person who will receive the death benefit if you (the insured) die. There are 2 types of beneficiaries:

    Revocable Beneficiary - a revocable beneficiary means you are free to use the funds and change your chosen beneficiary without the need of your current beneficiary’s consent.

    Irrevocable Beneficiary - an irrevocable beneficiary means that you will need to seek approval from your beneficiary to change him/her to another beneficiary of your choice. You will also need his/her consent to withdraw the funds or make any changes to the policy.

  • How much do I need to pay?

    You can pay as low as Php 10,000 and as high as Php 120,000 per policy.

  • Do I have to pay regularly for the policy? What is the penalty if I miss a payment?

    No, GradMaker is a single premium product, which means you buy 1 policy each time you make a purchase. There is no monthly, quarterly or annual schedule. You get to decide when to invest again!.

More than an investment.

Co-created with parents just like you, this app is packed with awesome features!

Pay it Forward

GradMaker's vision is to create a world where all children get access to education.

For every GradMaker investment you make 1% is matched by Manulife
to be donated to Cartwheel Foundation.

Product

You are not only invested but you are also
insured, in case anything happens.

Company

Manulife is a leading global financial services company with over C$47 Billion Market Capitalization.


Learn about Manulife Philippines

Security

Safeguards are in place to protect your
data and transactions.

Pay Online

Fully online payments in minutes!
Invest on the go, anytime.

Rewards

Earn additional units to your account on the first anniversary of each purchase.

Download the
app now!

List of supported devices: Samsung Galaxy S6, S6 Edge, S7, S7 Edge, S8, S8+ with Android version 6 and up
iPhone 6, 6s, 6 plus, 7, 7 plus with iOS version 10 and up