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Protect what's most important to you and your family: your health.

There’s no greater asset in life than your own health. At Manulife, we care about both your health and finances just as much as you do. It’s our desire for our clients to receive the best medical care possible without worry of expenses.

This is possible with Manulife Health Choice, an affordable health insurance funding plan providing critical illness, hospitalization, life protection coverage and return of premium benefits. Suitable for everyone at any age and season in life, this policy also offers cash allowances for emergency confinements and a contingency fund upon diagnosis of a critical health condition.

Should the health insurance fund remain unused at the end of your coverage, you will receive all paid premiums or the remaining value of the coverage, whichever is lower.



Features and Benefits



Critical Illness Payout

With this health insurance plan, you may receive a lump sum amount in advance if you are diagnosed with any of the 35 covered major illness, which includes stroke, heart attack, kidney failure and cancer.

Life Insurance Benefit

Should anything unexpected happen to you, your family will receive cash benefits equivalent to the basic premium you paid.


Ready Funds in case of Emergency

You can make a loan from the guaranteed cash value in case of emergency.


Hospital Income Benefit 

Should you get hospitalized, this health insurance plan offers a daily benefit equivalent to 0.2% of the amount of your coverage to supplement your lost income.


Payback for Good Health

After 20 years, you will receive the entire basic premiums you paid, or the remaining value of your coverage after deducting claimed hospital income benefit, whichever is lower.


Major Critical Illness Covered

Manulife will waive premiums while unable to work, so that the family can use the funds for other immediate financial needs.




Ready to start investing for your future?