Staying healthy and maintaining a healthy state of mind, body, and spirit is indeed a person's wealth. But things don't always go as planned, especially with ageing. While retirement years should be spent in good health, one doesn't always get to have that desirable healthy state.
One of the important factors to consider in planning for your retirement is having enough funds to cover your health concerns. In case anything happens, such as an illness, you've got yourself financially covered. Having an insurance plan can help ease your worries over unexpected health circumstances should they happen.