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Hotline: +632 8884 7000

Email: phcustomercare@manulife.com

Toll free: 1-800-1-888-6268

Hotline: +632 8884 7000

Email: phcustomercare@manulife.com

Toll free: 1-800-1-888-6268

Need more help?

Health

For a health insurance plan that fits you perfectly.

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What is Healthflex?

HealthFlex is a flexible and customizable health insurance plan that lets you choose and pay only for the health coverage you need.

It's customizable and affordable

Choose what fits you from the four HealthFlex bundles available.

Guaranteed protection up to age 100

Enjoy health insurance coverage up to the age of 100.

Extended issue age

You can get this health plan up to age 70.

Look forward to reaching 100

Stay healthy and live up to 100 and be rewarded with a Maturity Benefit.

Added protection for you

Get an additional coverage for a 2nd type of cancer or an existing cancer that progresses 3 years after the first diagnosis, regardless if you recovered from the first cancer or not.

Introducing a first of its kind health plan

The Advanced Critical Illness Benefit resets to 100% of its coverage, provided an Early Stage Critical Illness Benefit is in place and has been claimed one year prior.

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NOTE: Exclusions and limitations based on pre-existing conditions may apply. You have 15 days to look at your policy contract from the time you receive it. If you decide it is not suitable for your needs, you can return it and we will do a refund. You may refer to your policy contract for more details.

Additional benefits available

Recovery Benefit

Receive a monthly cash allowance benefit for 24 months to help you with your finances while you're being treated for a diagnosed Advanced Critical Illness.

Early Stage Critical Illness

Get 25% of your Advanced Critical Illness Benefit when diagnosed with a covered Early Stage Critical Illness. This can reset to 100% after a year.

Waiver of Premium

Our Waiver of Premium benefit exempts you from paying your premiums when you’re diagnosed with an Early Stage or Advanced Critical Illness.

Child Critical Illness

You will receive an additional financial support equal to 25% of Face Amount  when diagnosed with any of the specified Child Critical Illnesses.

Male/Female Cancer

Get an additional coverage equivalent to 25% of your Face Amount when you get diagnosed with any of the specified gender-specific illnesses.

2nd Time Advanced Critical Illness

Get an additional amount equal to your original Advanced Critical Illness Benefit if diagnosed for the 2nd time with an Advanced Critical Illness.

HealthFlex Cancer

A Manulife health study reveals that Cancer takes the top spot with the most expensive cost of treatment among the critical illnesses. The HealthFlex Cancer plan shields you from the financial burden of cancer treatments and care services.

This bundle comes with these benefits to make your health coverage better and stronger:

  • Waiver of Premium
  • Child Critical Illness
  • Male/Female Cancer

View Benefits Illustration

Other HealthFlex Bundles

  HealthFlex 3CI HealthFlex Cancer + HealthFlex 3CI +
Description Cancer, Stroke, and Heart Attack are the top 3 critical illnesses that Filipinos fear for themselves and for their loved ones. The HealthFlex 3CI plan provides you a flexible coverage and protection from unexpected healthcare expenses. A serious illness changes lives, not only your own.  The HeathFlex Cancer + plan ensures that you are well protected from financially crippling cancer treatments and 57 other critical illnesses. The HealthFlex 3CI + bundle provides the widest health coverage for those who want to be prepared for almost any kind of medical condition with coverage that includes Cancer, Stroke, Heart Attack, plus 57 other critical illnesses.
Covered Illnesses Cancer, Heart Attack, Stroke only Cancer, Elderly and other Critical Illnesses (except Heart Attack and Stroke) Cancer, Heart Attack, Stroke, Elderly and other Critical Illnesses
Additional Benefits Available
  • Waiver of Premium
  • Early Stage Critical Illness Benefit
  • Child Critical Illness Benefit* (8 illnesses)
  • Male Cancer or Female Cancer Benefit (4 Male / 5 Female Illnesses)
  • Waiver of Premium
  • Early Stage Critical Illness (36 Illnesses)
  • Recovery Benefit
  • Child Critical Illness Benefit* (8 illnesses)
  • Male Cancer or Female Cancer Benefit (4 Male / 5 Female Illnesses)
  • Waiver of Premium
  • Early Stage Critical Illness (44 Illnesses)
  • Recovery Benefit
  • 2nd Advanced Critical Illness Claim Benefit (3 Illnesses)
  • Child Critical Illness Benefit* (8 illnesses)
  • Male Cancer or Female Cancer Benefit (4 Male / 5 Female Illnesses)
Benefits Illustration View Illustration View Illustration View Illustration

*Child Critical Illness Benefit only applies when age of the insured is 0-18 years old.

Want to learn more about HealthFlex?

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Want to learn more about HealthFlex?

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