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Health

Look forward to better days with the comprehensive health protection of HealthFlex.

For Manulife Financial Advisor use only.

Why should you get HealthFlex?

Health issues can disrupt your better days if you're unprepared. Manulife HealthFlex offers comprehensive protection for over 100 critical illnesses from early diagnosis to recovery, with different payment plans tailored to your lifestyle and budget.

Critical Illness Coverage

Feel more secure with protection from more than 100 critical illnesses, including Cancer, Heart Attack and Stroke.

Comprehensive Protection

Get comprehensive coverage from early-stage diagnosis up to your recovery up to age 100.

Flexible Payment Terms

Select a payment term of 5 years, 10 years, or extend it until age 60 to better manage your cash flow.

Long Life Bonus

Enjoy annual dividends which can be withdrawn anytime or left to accumulate until maturity.

Maximize the comprehensive coverage of HealthFlex

Limited Offer

Exclusive Telemedicine Access

Get access to video consultations with general practitioners anytime, anywhere you are. Online appointments with medical specialists and mental health experts are also discounted.

Telemedicine benefit is powered by Doctor Anywhere.

*Offer ends December 31, 2024

View FAQs

Advanced Critical Illness Benefit

Get a lump sum benefit of 100% of your coverage if you get diagnosed with any of the 60 covered advanced critical illnesses including Cancer, Heart Attack, and Stroke.

Early Stage Critical Illness

Get 25% of your Advanced Critical Illness Benefit, plus waived premiums for 1 year, when diagnosed with a covered Early Stage Critical Illness. If no Advanced Critical Illness claim has been made, this can reset to 100% after a year.

Male/Female Cancer

Get an additional coverage equivalent to 25% of your Face Amount when you get diagnosed with any of the specified gender-specific illnesses.

See more

Hospital Income Benefit*

Receive a daily allowance for hospital confinement to help pay for medical expenses and doctor’s fees for a maximum of 1,000 days.

Child Critical Illness

Receive an additional financial support equal to 25% of Face Amount when diagnosed with any of the specified Child Critical Illnesses.

Child Critical Illness Benefit only applies when age of the insured is 0-18 years old.

Recovery Benefit

Receive a monthly cash allowance benefit for 24 months to help you with your finances while you're being treated for a diagnosed Advanced Critical Illness.

2nd Advanced Critical Illness

Get an additional benefit equal to 100% of your Face Amount when you are diagnosed with Cancer, Heart Attack or Stroke, after your first advanced critical illness claim.

Waiver of Premiums

Focus on your recovery without worrying about future payments should you get diagnosed with any of the covered illnesses.

Payor's Benefit*

Continue to enjoy the benefits of the plan for your minor insured without having to pay for the remaining premiums if you (payor) pass away or becomes totally disabled.

Important notes:

*Hospital Income Benefit and Payor's Benefit are only available for plans payable in 5 years and in 10 years.
Face Amount is the value of your plan and will be the basis of your guaranteed cash payouts, maturity benefit and death benefit.

Would you like to find out more?

Download Product Brochure

NOTE: Exclusions and limitations based on pre-existing conditions may apply. You have 15 days to look at your policy contract from the time you receive it. If you decide it is not suitable for your needs, you can return it and we will do a refund. You may refer to your policy contract for more details.

Want to learn more about HealthFlex?

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Want to learn more about HealthFlex?

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Being diagnosed with a critical illness (ex. cancer, stroke, heart disease)

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Manulife Philippines is regulated by the Philippine Insurance Commission and is authorized to provide financial products or services in the Philippines.

Copyright © 2020, The Manufacturers Life Insurance Company and its subsidiaries. All rights reserved. Main office: 10th Floor NEX Tower, 6786 Ayala Avenue, Makati City, 1229 Tel : +632 8884 7000, Toll-free: 1-800-1-888-6268

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HealthFlex - Health Insurance Plan

Why should you get HealthFlex?

Maximize the comprehensive coverage of HealthFlex

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