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Why Insurance Riders Might be the Key to Growing your Dreams

You may need more coverage as your needs grow and evolve


People are constantly changing and evolving, and so are their goals for themselves and their loved ones. What you may have wanted and prioritized at one point in your life may be starkly different from what you need now and in the future. That's why having the flexibility to adapt to and accommodate your evolving needs, dreams, and aspirations is a must. And Manulife offers just that, a comprehensive and expansive life insurance coverage that can grow and expand along with you and for you!.   

Life insurance in the Philippines may not be a priority to most individuals, but it should be. Getting yourself adequately covered with a comprehensive life insurance policy ensures you can be financially prepared for whatever may come. More importantly, it gives you peace of mind knowing that you are able to give your family adequate protection. 

Stability and Security

When it comes to insurance protection, having a basic health insurance plan is always a good start. It’s like having a good foundation for your home, and something that you can build on. But, of course, down the road, you may want to build something bigger and greater for yourself and your family and turn that house into a home that’s truly built for your needs and lifestyle.

Health insurance is the same. Having a basic plan is good to have, but you may need more coverage as your needs grow and evolve. Manulife lets you do this easily with special add-on benefits, also known as insurance riders that can be availed as needed.  

Why insurance riders might be the key to growing your dreams

The Ease of Add-Ons

For those with basic health coverage, you can pick and choose benefits that are tailored to fit your needs. 

For example, Manulife offers the HealthFlex Health Insurance Plan, which is a customizable health insurance plan that lets you pay only for the coverage you need so you are protected from critical illness expenses.

There are four different HealthFlex bundles, which protect you for up to 112 critical illnesses. In case you are diagnosed with any of the covered illnesses, your premiums are automatically waived so you can focus on recovery without worrying about future payments.1

While already beneficial, these basic plans can be made more hardworking and comprehensive. You can choose insurance rider benefits that cover early-stage illnesses and second occurrences of cancer, heart attack, and stroke.

One key add-on benefit is the Hospital Income benefit that provides additional funds for when you are hospitalized, offering relief from amounting bills. This benefit can also be used to pay for your day-to-day expenses while in recovery.

Another possible insurance rider would be the Payor’s Benefit, which can protect your children in the case of your sudden passing or disability. You can secure their futures and protect them from financial debt with beneficiary insurance.

You shouldn’t consider your health plan as something that can only benefit you now. A good plan, such as those provided by Manulife, allows you to plan for the future, offering flexibility and freedom to adjust your coverage as needed with simple add-on benefits.

If you feel like your current plan is limiting and you’re seeking more dynamic and secure coverage, consult a Manulife Financial Advisor today. With Manulife, if you want to give more and do more for yourself and your family, you definitely can.

1 Terms and conditions may apply

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