Critical illness refers to serious health conditions that can significantly affect your life, finances, and ability to work. These illnesses often require extensive medical treatment and long recovery periods. That’s why having protection like major illness insurance is essential. It provides financial support when you're facing life-altering health challenges, helping you focus on recovery instead of expenses.

Manulife, one of the leading providers of critical illness insurance in the Philippines, offers HealthFlex, a comprehensive plan designed to support you from early diagnosis through recovery.

HealthFlex offers comprehensive protection for over 100 critical illnesses from early diagnosis to recovery. Below are some of the critical illnesses included in the plan.

• Cancer
• Heart Attack
• Stroke
• Kidney Failure
• End-stage Lung Disease

Talk to our financial advisor today to learn more about the policy details and the list of critical illnesses covered by HealthFlex.

HealthFlex offers flexible payment options based on your age and coverage amount. For example:

• Bryan, age 30, pays ₱83/day or ₱30,270/year until age 60 for ₱1,000,000 coverage.
• Monica, age 40, chooses a 10-year payment plan, paying ₱243/day or ₱88,774/year for ₱1,000,000 coverage.

Whether you prefer short-term payments or extended terms until age 60, HealthFlex makes it easier to manage your cash flow while staying protected up to age 100.

It’s best to buy critical illness insurance while you're young. HealthFlex offers a flexible plan with payments until age 60, helping you stay protected without straining your budget.

See this sample illustration on the benefits you can enjoy:

Meet Bryan, a 30-year-old Marketing Officer aiming high. He juggles sports, travel, and work, but worries about critical illness. For ₱83/day or ₱30,270/year until age 60, he gets a HealthFlex plan with ₱1,000,000 coverage.

Even if you already have life insurance, critical illness insurance adds to a vital layer of protection that life insurance alone doesn’t offer. Life insurance supports your beneficiaries after death, On the other hand, critical illness insurance provides a lump sum cash benefit if you're diagnosed with a serious illness like cancer, stroke, or heart attack. This benefit can be used for treatment, recovery, or everyday expenses. It’s a separate payout that complements your existing coverage, including life insurance, health cards, or PhilHealth.