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6 Ways To Get Kids To Save Their Christmas Money

Make saving a great experience for the little ones. Here are some ways to get started!


Are your kids getting their Aguinaldo from their ninongs and ninangs already? This holiday season is the perfect time to teach your kids how to save their own money! Here are a few ways on how you can help them get started in ways that are both fun and meaningful for both parents and children.

  1. Teach them the value of money. In relatable ways, show how money works and why they should save it. One way is by setting up a pretend sari-sari store wherein you act as the seller and your child is the buyer. Letting your child experience this will help them understand the value of money and how to use it wisely. Or do it the other way around.
  2. Help him or her set goals. May it be a toy, a bike, or any item your child has been wanting, show how saving cash gifts can help them buy this on his or her own. Being able to buy something out of their own savings someday will also teach them to take better care of their hard-earned item.
  3. Create visual tools. Whether it’s a print out of their savings meter or a tally board, seeing their efforts grow will inspire them to save even more.
  4. Tell stories about your own experiences. Share what it was like putting money into your first piggy bank, saving money from your first paycheck, being able to buy your first car, etc. This way, your child will look up to you and be inspired by real experiences.
  5. Do it with them too. Do the activity with them - keep loose change, for example, in your own “savings” jar so that they don’t do it alone.
  6. Make it fun! Think of other ways on how to make saving more fun than tedious. Make songs, jingles, or rhymes to help them remember your tips, or make a creative piggy bank that he or she will love.

Let them find joy in saving. Show them how happy you are with their efforts, and how setting aside money can be rewarding. Let them appreciate how saving now will help them make their every day better in the future.

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