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Special Coverage for Delivery Riders

Frequently Asked Questions (FAQs)

Grab and Lalamove riders have coverage running from April 20 to July 20, 2020.

Meanwhile, the following companies will also enjoy the same coverage from May 13 until August 10, 2020:

  • Foodpanda
  • Gogo Xpress
  • Shopee Xpress
  • Ninja Van

Active delivery riders are eligible for a FREE insurance coverage worth P50,000 each.

Two-wheel riders that have at least one ride since February 15, 2020 can avail of the FREE insurance coverage. Riders can reach out to their respective company to check if they are included.

Eligible riders will enjoy Php 50,000 Accidental Death and Dismemberment coverage:


Accidental Death:

Manulife Philippines will pay to the Beneficiary the Principal Sum, less any amount paid or payable under Part B of this provision, if the Member dies as a result of an Injury within one hundred eighty (180) days after the date of the accident.


Accidental Dismemberment of Loss of Use:

Manulife Philippines will pay the percentage of Principal Sum according to the Table of Benefits if the Member, as a result of an Injury, incurs any of the losses listed in the Table of Benefits within one hundred eighty (180) days after the date of the accident.


Total Loss of:
Percentage of Principal Sum
Sight of both eyes 100%
Both hands or both feet 100%
One hand and one foot 100%
Either hand or foot and sight of one eye 100%
Hearing of both ears 100%
Speech 100%
Sight of one eye 50%
Either hand or foot 50%
All four fingers and thumb of either hand 40%
Thumb 20%
Fingers of one hand

index finger


middle finger


ring finger


little finger

Toes of one foot



Big toe


any toe other than big, each


In case of an unfortunate event happening, you or your beneficiaries may claim your personal accident coverage through your respective companies.

*To check for your eligibility and for any claims requests, please coordinate with your respective companies 

We salute these heroes as well. As of May 13, though, the FREE coverage for 2-wheel riders is only available to Grab, Lalamove, Foodpanda, Gogo Xpress, Shopee Xpress and Ninja Van only.