Food on the table, clothes on their backs, and a roof over their heads—if you’re providing these essentials for your children, you're doing great, Mom and Dad! But there's one more crucial thing you can offer to ensure their well-being: a safety net for a more secure future.
Securing health insurance coverage for your children at a young age offers numerous benefits beyond basic health security. Parents can invest in health insurance for their children as soon as they are born, providing immediate health coverage while taking advantage of lower premiums. This early investment sets a strong foundation for their future, ensuring they are protected against unexpected medical expenses.
For parents with young adult children, providing health insurance coverage is a significant step toward ensuring their well-being as they transition to independence. Proper coverage offers a safety net against unexpected illnesses, financial losses, and other emergencies. Some insurance plans also feature long-term savings options, helping young adults build their wealth over time.
There is no better time than now to secure health insurance for your loved ones. Embracing early health insurance is not just a smart financial decision but also a proactive measure supporting a healthier, more secure life.
In the Philippines, financial planning awareness is growing. However, according to the Asia Care Survey 2024, 82% of Filipinos feel less confident about their financial future due to rising healthcare costs. Many fear that a single medical emergency could leave their families vulnerable. This underscores the importance of comprehensive health support for families.
In this regard, a health insurance plan made for children serves as an essential safety net, safeguarding their health and well-being from infancy to adulthood. These child-specific insurance plans also ensure timely and appropriate medical attention whenever necessary, providing families reliable access to healthcare.
"Children with health insurance are more likely than those who are not covered to receive early care for health problems, and they are at lower risk for hospitalization." -
This highlights the role of insurance in promoting early medical intervention, which is vital for preventing severe health issues later in life. By securing a health insurance plan early, parents can ensure that their children's future health needs are covered, easing the burden of unexpected medical costs. With the right insurance coverage, families can focus on recovery and care without financial stress.
In addition, investing in child health insurance supports a proactive approach to healthcare, encouraging regular medical supervision and timely treatment of illnesses—all of which are fundamental for a child's healthy development into adulthood.
Today, a healthier and more financially stable future for your children is possible with Manulife HealthFlex. This comprehensive health insurance plan can protect them from over 100 critical illnesses such as Diabetes Mellitus, Severe Asthma, and Dengue Hemorrhagic Fever. For just Php 46* a day, they can be assured of critical illness coverage from hospitalization to recovery. This plan also provides additional financial support equal to 25% of the Face Amount when diagnosed with any of the specified Child Critical Illnesses**.
While your children enjoy lifelong protection, they also get rewarded for being healthy with annual dividends and the option to withdraw funds anytime. Your children can also choose to accumulate their dividend funds until maturity.
Indeed, providing your child with health coverage as early as possible is the best gift a parent can give.
Child health insurance is not just a safeguard against unforeseen medical costs; it's a commitment to your child’s lifelong health and financial stability. Secure their future with comprehensive coverage that grows with them, ensuring they thrive with confidence and security.
To know more, get in touch with us today!
* Sample premium is for a female age 5 with HealthFlex pay to 60.
**Child Critical Illness Benefit only applies when the age of the insured is 0-18 years old.
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